Hurricanes And Tornadoes And Hail, Oh My!-coscoqd

UnCategorized If you live in tornado alley or along the Gulf of Mexico you know that the privilege of living in one of the most beautiful parts of the country .es with a price-and that price can wipe out the home you worked so hard to make in the blink of an eye! Natural disasters like hurricanes and tornadoes, and the winds and hail that .e with them, can flatten your house, condo or apartment before you can say "homeowner’s insurance", which is why it’s important to have a good homeowner’s insurance policy in place before Mother Nature’s " big bad" .es knocking. The Facts: 1)There are an average of 1,000 tornadoes, resulting in 80 deaths and over 1500 injuries, in the U.S. each year. 2)Many tornadoes can reach a wind speed of over 200 mph. 3)On June 22, 2003 hail stones approximately the size of soccer balls fell on south-central Nebraska. 4)Hail causes an average of $2 billion dollars in property damages every year. 5)Over 90% of all presidentially declared disasters involve flooding, many in the wake of major hurricanes. 6)When Hurricane Katrina touched down in 2005 it caused an estimated $81.2 billion dollars worth of damages. The bottom line? These natural disasters can cause major amounts of damages to your home and its contents, and if you’re not protected with a good homeowner’s insurance policy you’re going to be left footing the bill. The good news is that most homeowner’s insurance policies provide for damages caused by windstorms and hail, which means that you’re going to be protected against the worst of the damage that these storms can cause the minute you sign on the dotted line for standard coverage. The bad news is that because flood damages can account for a huge percentage of the cost of repairs after these types of storms (usually ranking #1 on the Damage-O-Meter after a strong summer hurricane) flood insurance is usually a separate proposition. If you live in an area prone to hurricanes and the subsequent flooding you may have a difficult time obtaining coverage from a voluntary homeowner’s insurance provider (i.e. someone who sells insurance because they choose to and therefore can set their own terms). That’s why FEMA established the NFIP (National Flood Insurance Protection)-to provide coverage for homeowners who can’t find it anywhere else. A good tornado might not grab your house and whisk it away to Oz, but tornadoes, hurricanes, hail and all of the winds and flooding that .e with them can run up a huge repair bill before you know what hit you. It’s important to make sure you have a good homeowner’s insurance policy in place to protect your home before Mother Nature decides to go bowling with ice chunks. You don’t want to be left holding the bag on thousands of dollars in repairs when the storm passes by. About the Author: 相关的主题文章: